The Factoring Loan

• 31Oct

  Hi can someone help me with this? I know it is not necessarily R&S, but there is more traffic here.

  Uncategorized 16 Comments
  

  Adyghe Ha’Yapheh-Phiyah asked:
  
  
  I was having a coversation via e-mail with a friend and we were talking about hydrogen as the way of the future for our energy needs and I was doing some research and compiled this information.

  Is my math correct?

  A given weight of Deuterium (H2) also called Heavy Hydrogen, can produce about 4 times as much energy as the same weight of Uranium. Fissioning of 1 pound of (0.45 Kilograms) of Uranium produces as much energy as burning 1,140 short tons (1030 metric tons) or 2,280,000 pounds of coal. A short ton in America = 2000 pounds.

  So to help you do the math:
  If you have X pounds of Deuterium, it produces 4 times the energy of Uranium which produces as much energy as burning 1,140 short tons of Coal.

  That means 1 pound of Deuterium = the same as fissioning 4 pounds of Uranium which = Burning 4,560 Short tons or 9,120,000 pounds of coal.

  1 short ton = 20,754,000 BTU’s (BTU = British Thermal Units = A BTU is defined as the amount of heat required to raise the temperature of one pound avoirdupois of water by one degree Fahrenheit. 143 BTU is required to melt a pound of ice.)
  (1 BTU = 1055 joules)

  20,754,000 BTU = 21,869.63 megajoules (Megajoule = 1,000,000 Joules). 1 kilowatt-hour = 3,412 BTU.

  1 joule = 1 watt second ( watt second = a unit of electrical energy equal to the work done when a current of one ampere passes through a resistance of one ohm for one second. )

  1 ampere = 1 coulomb (6.28 x 1018 electrons) per second.

  1 ohm = The unit of measure of electrical resistance. ( One volt will force a current of one ampere through a resistance of one ohm.)

  1 volt = the force required to send one ampere of electrical current through a resistance of one ohm. It is analogous to water pressure in pounds per square inch. A unit of electrical pressure measuring the force or push of electricity. Volts x amps=watts. The terms potential, electromotive force (emf), and voltage are often used interchangeably. Also is = to performing one joule of work to move or separate one coulomb (6.25 x 1,018) of electrons. 1 Joule = 1/1055 or 0.000947867 BTU’s.

  1 watt = one joule per second, 1/746th horsepower. Volts x Amps x PF = Watts. (Note: For AC (AC = Alternate Current) circuits, PF (Power Factor) must be included.) Also = 107 ergs per second. Commonly used to define the rate of electricity consumption of an electric appliance. One watt of power is expended when one ampere of direct current flows through a resistance of one ohm.

  Power factor = The ratio between Watts (Active or True power) and Volt-Amperes (Apparent power). The Power Factor has a value somewhere between zero and one. This ratio is generally expressed as a decimal fraction.The distribution utility has to provide equipment that will carry Amps, and if the Power Factor is poor (less than about 0.9), the distribution network is inefficient. A power factor of 1.00 is unity. A device such as a ballast( Ballast = device that controls currents in lamps) that measures 120 volts, 1 amp, and 60 watts has a power factor of 50% (volts x amps = 120 VA, therefore 60 watts/120 VA = 0.5).

  1 erg = In terms of the joule, 1 erg equals 0.0000001 joule.

  There is much more, but I think this is more than enough for what we want to do.

  O.K. if we fuse 1 pound of Deuterium, that will produce 99,848,642.8 Megajoules of energy or 27,735,734.1 Kilowatt-hours.

  1 watt-hour is equivalent to 1 watt of power used for 1 hour. This is equivalent to 3,600 joules. So, 1 kilowatt-hour is = to 1000 watts of power used for 1 hour and this is the equivalent of 3,600,000 joules.
  Thanks for any help you can give….

  and there should be a comma between, “Hi” and “can”…
  
  For Commercial Finance Loans – Factoring Loans * Equipment Financing * Purchase Order Finance * Commercial Mortgage – IMM Financial has been in the Commercial Finance Business serving companies just like yours for over 14 years. Put our experience to work for you. We are the Cashflow Specialists.

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  Tags: Btu, Resistance One, Short Tons

• 31Oct

  HELP! LR circuit power factor(AC circuit)?

  Uncategorized No Comments
  

  jkim972 asked:
  
  
  LR series circuit with 188V rms and 52hz source with 39 mH inductor and 28ohm resistor.

  What is the power factor of this circuit?

  I found XL to be 12.7423 ohms. and tried to find power factor using..

  tan^-1 = (XL/R), but I kept getting wrong answer.

  can anyone walk me through the process to figure this out?

  Thank you
  
  For Commercial Finance Loans – Factoring Loans * Equipment Financing * Purchase Order Finance * Commercial Mortgage – IMM Financial has been in the Commercial Finance Business serving companies just like yours for over 14 years. Put our experience to work for you. We are the Cashflow Specialists.

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  Tags: Power Factor, Resistor, Xl

• 31Oct

  Can I start a home based business, not get a business license and not pay taxes?

  Uncategorized 3 Comments
  

  shimshim asked:
  
  
  I read that if you dont get a business license and you run an at home based business and your neighbors dont complain about your work, its unlikey the IRS will find out and make you pay a fee as well as put your business on hold until its done. Now, in the state of FL, if I chose to not get a license because the type of business (event planning) did not require one, would I still have to pay taxes?
  
  Pro-BargainHunter has over 125 different products and Services you Business Needs…Here are the HOT Categories Invoice Factoring Company * A R Factoring * P O Finance * Gym Equipment Leasing * Credit Card Merchant * Collections Services * Retail Store Mortgage * Small Business Loan * Credit Account Insurance

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  Tags: Business Event, Business Taxes, home based business

• 31Oct

  An Online Merchant Credit Card Account – A Must For Increased Sales

  Uncategorized No Comments
  

  Dianna Smith asked:
  
  
  Consumer transactions have come a long way since the days of a mostly cash based economy. Now a days if you are a merchant trying to make a living selling or engaging in other transactions over the internet, it is more or less vital to have an online merchant account credit card account.
  
  These can be a hassle to set up if you do not know what you are doing, and many people choose to take the easy way out and use an already set up service like PayPal or another of its type. The drawback to this type of internet based merchant account is the fairly hefty fees it is easy to incur, sometimes almost without ones knowledge. Services like PayPal know they make it easy, both for consumers and for merchants, and they do their best to wring every last nickel and dime out of their captive audience.
  
  If you are a little more adventurous and willing to go through paperwork, you can easily sign up for an online merchant credit card account service with a company that specializes in this kind of thing. Many banks or online corporations offer similar services to that of PayPal, but because they cater specifically to businesses and merchants who make their living at least partially by selling goods and services over the internet, they have more economically friendly merchant credit packages.
  
  Of course, knowing all this does no one any good if one does not know what an online merchant account even means.  Odds are if you have ever bought or sold anything over the internet, you have dealt with something like this before. An online seller account is designed to facilitate the processing of people’s credit or debit cards over the internet. It is very much like a standard business merchant account set up to process credit card transactions in the physical world, only the online credit card processing accounts have all sorts of layers of security protection to keep a customer’s information safe from hackers and prying eyes.
  
  If you are going to sell over the internet, you are going to need some sort of an internet based credit card processing service to keep your customer’s vital information safe and to get you your money. There are many options from which you can choose, some available on the internet, and some through physical bank companies and the like, but the most important thing to always remember is to do your research. Any time you are dealing with a third party processing your money, you need to make sure it is a reputable company. Before choosing your online merchant account credit card account, always check with the better business bureau and look online for reviews and customer satisfaction ratings to see if you are putting your money and your customer’s credit card number somewhere safe and reliable.
  
  
  
  Are you Bargain Shopping for your business? Pro-Bargain Hunter is the chosen source for hassle-free, unbiased best deals. Whether you are looking for Commercial Financing, Credit Card Processing Services Web Services, Telecommunications Products or Construction Equipment Pro-Bargain Hunter has it covered. Hot Categories: Invoice Factoring * Purchase Order Finance * Equipment Leasing Commercial Mortgage * Credit Card Processing Services * Professional Collection Services

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  Tags: Corporations, debit cards, Prying Eyes

• 30Oct

  Credit Card Processing Fees, Refunds And Customer Returns

  Uncategorized No Comments
  

  Jonathan Hewitt asked:
  
  
  Credit card processing fees are not refunded when a customer returns an item that they’ve purchased. Not surprisingly, this is a point of contention that many business owners have with merchant accounts and credit card processors. Credit card processing charges are not returned when a transaction is reversed. In fact, many merchant account providers will charge additional fees such as a return fee to reverse a transaction.
  
  Money lost on credit card returns is an issue that many business people haven’t considered, but when they do, it contributes to the frustration that sometimes accompanies merchant processing. If this article has enlightened you to this new source of lost revenue, we apologize for being the bearer of bad news, but rest assured we’ll explain how you can minimize or even eliminate lost revenue due to unreturned processing fees.
  
  First, let’s take a look at why processing fees aren’t reversed when a credit card transaction is returned by a customer. Perhaps the most obvious reason, and a speculative one at that, is because banks don’t like to lose money. Returning processing fees and losing money doesn’t quite fit the business model that most banks utilize.
  
  On a more serious note, the Interchange system that the processing system uses to operate isn’t really set up to run in reverse. There are a lot of issues and legalities that would need to be dealt with in order to refund processing charges. The task of creating a system to effectively and accurately refund credit card processing fees is a gigantic logistical undertaking that the card originators and acquiring banks aren’t eager to tackle.
  
  Luckily, you take matters into your own hands and minimize or even eliminate lost revenue due to credit card processing fees not being refunded when a customer returns a purchase. The solution is to charge your customers a return fee or a restocking fee. You can call this fee whatever works best for your business, but there a few very important suggestions that you should follow to adhere to Card Association guidelines and to avoid losing business.
  
  Clearly post your return fee policy in a prominent place, preferably near the point of sale or checkout.
  
  The Card Associations require all policies involving credit card sales and returns to be clearly posted. If you have the capability, you should consider printing your return fee policy directly on sales receipts.
  
  A return fee should be a percentage of the original purchase amount.
  
  To offset processing fees as accurately as possible, a return fee should be expressed as a percentage of the original purchase amount. We don’t recommend that you try to profit from a return fee, so it’s best to figure out what percentage to charge by adding your qualified discount rate with your non-qualified surcharge and rounding to the nearest whole number. Check your merchant account statement or contact if you’re not sure what your qualified and non-qualified rates are. The number you arrive at should be about 4% if you have a card-present merchant account and 5% for a card-not-present merchant account.
  
  A return fee must be charged for all types of payment or not at all.
  
  To comply with your merchant service agreement, you can’t discriminate against customers who choose to pay with a credit card. If you impose a return fee on customers who pay with a credit card, you must impose the same fee on customer using any other form of payment that you accept such as cash and checks.
  
  
  
  Are you Bargain Shopping for your business? Pro-Bargain Hunter is the chosen source for hassle-free, unbiased best deals. Whether you are looking for Commercial Financing, Credit Card Processing Services Web Services, Telecommunications Products or Construction Equipment Pro-Bargain Hunter has it covered. Hot Categories: Invoice Factoring * Purchase Order Finance * Equipment Leasing Commercial Mortgage * Credit Card Processing Services * Professional Collection Services

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  Tags: Frustration, Merchant Processing, Processing System

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